Having helped clients for over a decade, Brad has earned a reputation in the industry for being honest, highly ethical and delivering consistently good service. Partnering with clients who represent a variety of backgrounds, life stages, and viewpoints, Brad tailors investment plans for the individual. This ability to understand a client’s needs and provide the guidance that works best for his or her unique circumstances makes Brad the success he is today. Nearly all of his clients have come to him through the personal referral of another satisfied client. Brad’s executive assistant, Tricia, plays a vital role in this success, too. A client’s first point of contact, Tricia brings a global perspective and extra bit of personal warmth to the process. Having moved here from London, Tricia knows the value of going that extra mile to make a client feel at ease and at home when they come in. A stranger to no one, she knows each client is first and foremost a person with a unique background, needs and interests. She’ll welcome you into the office as if you’re a member of the family. As far as Brad and Tricia are concerned, their clients are family. The Brad Smith Investment Group starts with a thorough assessment of your financial needs, concerns, life circumstances and visions for the future. Once we understand your unique situation more fully, we can tailor a financial plan to best suit your individual needs. Tax Advantage Planning. Exploring different tax options can help minimize your tax liability. Considerations for lowering your current and future tax liabilities include determining when to receive income, when to pay expenditures, the timing and amount of charitable gifts, when to sale an asset, whether to file jointly or separately, planning your estate, and more. Cash Flow Analysis. Examining the cycle of your cash inflows and outflows will help you establish and maintain an adequate cash balance for living and pursuing your dreams. A thorough cash flow analysis will also help you plan for life events, help you identify potential problem areas as well as find ways to improve your income flow. College Planning. Investing wisely and planning for college expenditures can potentially help you significantly reduce the cost of a college education. Following a customized plan enables you to prepare for the increasing cost of a college education efficiently and effectively without needlessly diverting those funds from your retirement or other savings. Retirement Planning. With the average life span of Americans increasing, we can expect to spend more time in retirement than previous generations have. Given this longer retirement phase, building a substantial nest egg to carry you through these extended “golden years” is critical. We can help you build that nest egg through a customized plan for retirement savings. Investment Portfolio Analysis. As our client, we will revisit your portfolio with you on a regular basis to ensure your investment potential is continuously optimized. Twice a year we contact you to reassess your risk profile, asset allocation, any diversification needs for more strategic financial positioning, and your individual action plan, making adjustments as necessary. View or download the current Brad Smith Investment Group Newsletter for timely, easy–to–understand financial tips and information. Brad Smith Investment Advisor Representative 336-288.8788 ext. 222 brad@bsmithinvgroup.com Patricia Hubbard Administrative Assistant 336-288-8788 ext. 221 trish@bsmithinvgroup.com Mailing Address: 5575-C Garden Village Way, Suite 102 Greensboro, NC 27410 Fax: 336-698-3180 Securities and Investment Advisory Offered Through Woodbury Financial Services. Member FINRA, SIPC and Registered Investment Advisor. Brad Smith Investment Group and Woodbury Financial Services Inc. are not affiliated entities.